:root{
    --bg:#F4F6FA; --bg-deep:#E8ECF4; --ink:#101826; --ink-soft:#5B6572;
    --navy:#1E3A5F; --navy-dark:#122540; --gold:#C9932E; --gold-deep:#A9761B;
    --card:#FFFFFF; --border:#DCE2ED;
  }
  *{box-sizing:border-box;} html{scroll-behavior:smooth;}
  body{margin:0;background:var(--bg);color:var(--ink);font-family:-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;line-height:1.65;}
  a{color:var(--navy-dark);} .wrap{max-width:760px;margin:0 auto;padding:0 24px;}

  header.site{position:sticky;top:0;z-index:50;backdrop-filter:blur(14px);background:rgba(244,246,250,.85);border-bottom:1px solid var(--border);}
  .topbar{display:flex;align-items:center;justify-content:space-between;padding:14px 0;}
  .brand{font-weight:800;font-size:1.02rem;text-decoration:none;color:var(--ink);}
  .ad-notice{font-size:.72rem;color:var(--ink-soft);text-align:center;padding:6px 0;background:var(--bg-deep);}

  article{padding:40px 0 20px;}
  .eyebrow{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--navy-dark);background:var(--bg-deep);border:1px solid var(--border);padding:6px 14px;border-radius:99px;margin-bottom:18px;}
  h1{font-family:Georgia,serif;font-size:clamp(1.7rem,4.5vw,2.4rem);margin:0 0 14px;line-height:1.2;}
  .lead{color:var(--ink-soft);font-size:1.05rem;margin:0 0 30px;}
  h2{font-family:Georgia,serif;font-size:1.3rem;margin:32px 0 6px;color:var(--navy-dark);}
  p{margin:0 0 14px;}
  ul{margin:0 0 14px;padding-left:22px;}
  li{margin-bottom:6px;}

  .disclaimer{background:var(--bg-deep);border-radius:10px;padding:14px 18px;font-size:.85rem;color:var(--ink-soft);margin:20px 0;}

  .cta-box{background:var(--navy);color:#fff;border-radius:16px;padding:24px 26px;margin:36px 0;text-align:center;}
  .cta-box h3{margin:0 0 8px;font-family:Georgia,serif;font-size:1.15rem;}
  .cta-box p{margin:0 0 16px;opacity:.9;font-size:.92rem;}
  .cta-box a.btn{background:#fff;color:var(--navy-dark);font-weight:800;text-decoration:none;padding:12px 24px;border-radius:9px;font-size:.9rem;}

  footer{padding:26px 0 40px;color:var(--ink-soft);font-size:.82rem;text-align:center;}
  footer a{text-decoration:underline;}

  .cookie-banner{position:fixed;left:0;right:0;bottom:0;z-index:100;background:var(--card);border-top:1px solid var(--border);box-shadow:0 -12px 32px -12px rgba(0,0,0,.18);padding:18px 20px;display:flex;gap:16px;align-items:center;justify-content:center;flex-wrap:wrap;transform:translateY(120%);transition:transform .4s ease;}
  .cookie-banner.show{transform:translateY(0);}
  .cookie-banner p{margin:0;font-size:.85rem;color:var(--ink-soft);max-width:520px;}
  .cookie-banner .btns{display:flex;gap:10px;flex-wrap:wrap;}
  .cookie-banner button{font-size:.85rem;font-weight:700;padding:10px 18px;border-radius:9px;cursor:pointer;border:1px solid var(--border);}
  .cookie-banner .accept{background:var(--navy);color:#fff;border-color:var(--navy);}
  .cookie-banner .reject{background:#fff;color:var(--ink);}